Loans for self-employed persons – the flexible loan offering attractive conditions

Personal loans offering flexible and favorable terms are a good way for self-employed persons to finance personal matters too. For those in self-employment, alternative documentation should be provided instead of the standard proof of income. Once the required documentation has been submitted, there is nothing standing between you and your personal aspirations, even if you are self-employed.

How self-employed persons can obtain a personal loan

If you are self-employed, it is particularly important to make sure that the loan installments are compatible with your disposable budget . In most cases it is not possible to provide proof of income when you work for yourself, which makes it all the more important that you can demonstrate you will be able to pay the monthly installments as set out in the loan agreement. Once you have your substantiating documents in place, you can start the credit application.

The first step toward your personal loan: The online application

The first step is to complete the online credit application. Ensure that the information you provide is correct and complete. You should also make sure you can be contacted easily if there are any questions. When you submit a no-obligation online application, we need your personal details, information about your income, your company, and your living situation.

The second step toward your personal loan: Signing the agreement

After completing the online application, you will receive a response within 24 hours. If all the conditions have been met and your creditworthiness is rated as positive during the creditworthiness check, you will receive a committed facility. Then all you have to do is sign the agreement and send it back to us. After the waiting period of 14 days, the loan will be paid out to you.

Requirements for a committed facility for those in self-employment

Before submitting an online credit application, you should check whether you meet all the necessary requirements as a self-employed person. The conditions for taking out a loan as a self-employed person in Switzerland are as follows:

  • You must be at least 20 years old.
  • You must be permanently resident in Switzerland.
  • You must hold Swiss citizenship, a permanent residence permit C, or a B residence permit.
  • You must earn regular income from your self-employed work.

Ready to get started? Apply for your loan here.

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