Taking out a loan is an important step toward fulfilling your plans, such as financing major dental work. To ensure that you are protected even in the event of unforeseeable circumstances, we offer a free security package that is included as standard for your protection in our popular CREDIT-now financing model.
The CREDIT-now security package offers comprehensive benefits
Many things in life can be planned, but there is always the chance of unforeseeable situations cropping up at any time. So that you don't end up in a situation where you are questioning how you will manage to repay your loan, we have put together a free security package for you. When you take out a CREDIT-now loan, you can rely on the following:
- In the event of death, it is guaranteed that the loan taken out will be covered.
- Changed your mind after concluding the agreement? With the security package, we offer you the option of repaying the loan free of charge within ten days of payment.
- We guarantee you two free payment deferrals at a time of your choosing without additional interest costs.
We will also stand by you if you find yourself unable to work
In the event of involuntary unemployment, borrowers soon wonder who will cover the installment payments for them. To protect you against this risk, we offer you the option of taking out comprehensive insurance benefits that will also protect you in the event of unforeseeable, involuntary unemployment as well as incapacity to work.
Insurance benefits in the event of unemployment:
- Cover is provided for the monthly installments due as follows: for a maximum of 12 installments per unemployment event and a maximum of CHF 2,000 per installment. This guaranteed installment cover is available to you for a maximum of 24 installments over the entire term of the contract.
- The duration of the insurance is indefinite with a notice period of three months to the end of the month
Insurance benefits in the event of incapacity to work:
- The monthly installments are covered up to a maximum of CHF 2,000 per installment. This guaranteed installment cover is available to you for a maximum of 24 installments over the entire term of the contract.
- In the event that you should find yourself unable to work and you have taken out the optional insurance, the residual debt will be covered up to a maximum amount of CHF 100,000.
- The duration of the insurance is indefinite with a notice period of three months to the end of the month.
To take advantage of these benefits under the group insurance policy from BANK-now Ltd. with Nationale Suisse as the insurer, there are just a few conditions you need to meet.
- Minimum age of 20 years old at conclusion of contract and maximum age of 65 years old at contract expiration.
- No knowledge of an existing illness or an accident.
- No absence from work of more than 20 days due to illness/accident and no hospital stay of more than 10 days in the past 12 months.
- No knowledge of imminent dismissal.
- Must have been employed for at least six months on a permanent employment contract with at least 25 hours per week.
- Main place of residence is Switzerland.
Our credit finance specialists will be happy to help you by offering professional and straightforward advice. Taking out a loan is an important step toward fulfilling your plans, such as financing major dental work. To ensure that you are protected even in the event of unforeseeable circumstances, we offer a free security package that is included as standard for your protection in our popular CREDIT-now financing model.