It's great when someone is flexible: Increase your credit easily

You already have a loan with us and need additional cash? 

With us, you can also increase your current loan in just a few steps during the term of the contract - if your financial framework allows.

Credit amount in CHF
.— - .—
- months
Effective annual interest rate
% - %
dependent on creditworthiness
% - %
for homeowners in Switzerland,
dependent on creditworthiness
Apply now More details Fewer details
  • You are at least 20 years old
  • You are a permanent resident in Switzerland
  • You have Swiss citizenship, a C permanent residence permit, or a B residence permit
  • If you own your own home, you benefit from lower interest rates: You have been the sole owner or co-owner of a property in Switzerland for at least six months (entry in the land register)
Other benefits
  • Interest deductible from taxable income.
  • We don't charge any opening fees or commission.
Repayment method
Repayment in equal monthly installments.
Direct payment

The credit amount will be paid directly into your account immediately after the statutory waiting period of 14 days.

Your benefits


You can request a credit increase or change to the repayment term at any time. If you pass the repeat solvency check, your existing credit contract will be replaced with a new one.

Payment deferral*

You can defer your monthly installments on two separate occasions free of charge.

Redemption service

We take care of redeeming your outstanding loans and costly credit card commitments with other providers and combine them into a single loan.

Right of withdrawal

Even if the statutory withdrawal period has elapsed, you can still repay the money free of charge within ten days of it having been paid out to you.

Credit potential service

Working in collaboration with you, we determine how much additional credit you could receive from us. If required, we will assess the potential for an increase and replace your existing contract with a new one if you pass the repeat solvency check.

Financial check

We make sure that you can comfortably afford your monthly installments. Our certified team of experts is on hand to provide you with in-person advice free of charge at one of our 16 branches or by telephone. Or you can complete a quick financial check yourself on our website at any time.

Chargeable loan/payment protection insurance

For a fee, you can take out payment protection insurance so that your installments will still be paid if you become unemployed or unable to work through no fault of your own.

Quality advice

We are there for you – before, during, and after you take out credit; online, by phone, or in person at your nearest branch – choose from 16 locations.

Promise of clarity

Our 80 specialists are available to provide you with clear and accessible advice in over 15 languages.

The secure way to increase your loan


* No option to defer or pause payment is offered in connection with special promotions. The conditions applicable to these special promotions apply.

Your browser is no longer supported.

We no longer support the version of the web browser that you are using. We recommend that you update your browser. We also recommend that you use one of the following browsers:


For credit questions

0800 40 40 42

Calls are free of charge from Switzerland

Monday to Friday, 08:00 to 18:00

Monday to Friday, 08:00 to 18:00

For leasing questions

0800 40 40 43

Calls are free of charge from Switzerland

Monday to Friday, 08:00 to 18:00

Monday to Friday, 08:00 to 18:00

Schedule a free callback or write to us using the contact form.

Schedule a callback Contact form
Schedule an appointment

Visit us at a branch near you. We will be happy to advise you.

Schedule an appointment
Find a branch

We are nearby and happy to advise you.

Find a branch
Frequently Asked Questions

Do you have any questions? You may find the answer in our FAQ section.

All questions and answers

Interesting and practical information from the world of finance and credit.