Unencrypted emails are not secure against attacks from unauthorized third parties and are therefore subject to the corresponding risks. Emails may potentially be viewed and altered by third parties within or outside of Switzerland. In addition, data transferred over the internet or by email may be sent via a foreign server, crossing international borders, even if the sender and recipient are both located in Switzerland. The identity of the sender could be altered or faked.
The exchange of information may be impaired by transmission errors. This may enable third parties to infer the existence of a current or potential future banking relationship with BANK-now Ltd. I agree that my information may be recorded and temporarily stored for the purpose of application processing by ClickDimensions LLC (6849 Peachtree Dunwoody Road, Building B-1, Suite 200, Sandy Springs, GA 30328, USA).
The information in BANK-now newsletters is current at the time of sending only; this information is not subsequently updated by BANK-now Ltd. E-newsletters may also contain information from third-party suppliers. Even if BANK-now Ltd. very carefully selects the data sources, errors may creep in and there may be time delays. BANK-now Ltd. rejects any guarantee and accepts no liability whatsoever for the currentness and accuracy of the information. BANK-now Ltd. is also entitled to cease or modify the service at any time.
Sample calculation: A loan of CHF 10,000 with an effective annual interest rate between 5.9 % and 9.9 % (interest rate depends on creditworthiness of client) over a term of 12 months will incur overall interest costs of between CHF 314 and CHF 521. Credit approval is prohibited if it leads to excessive debt (Art. 3 of the Swiss Federal Act against Unfair Competition, UWG).