Leasing fit for the future – get on the road with the right product

Leasing – flexible, predictable and tailored to your budget

Leasing allows you to stay financially flexible and mobile. Finance your vehicle in monthly instalments – without ever having to pay the vehicle’s full price. 
Whether you’re looking for a new or used car, stay mobile and drive the car that’s perfect for your everyday life. 

Our leasing calculator shows you what your ideal instalments could look like in just a few steps. You can then complete the transaction directly with your garage.

Finanzierungsbeiträge in CHF für Autos

7’000.- bis 250’000.-

Finanzierungsbeiträge in CHF für Motorräder

ab 4’000.-

Laufzeit

6 Monate bis 5 Jahre

Nominaler Jahreszins

5.7 - 7.6%

exl. Motorräder

To apply for a loan, you must hold:

  • resident in Switzerland
  • at least 20 years old
  • Swiss citizenship or C, B or L residence permits

Additional benefits

  • No account opening fees or hidden commissions

 

Paying out and repaying your loan

  • The financing amount is paid directly to the suppliers 
  • Repayment in equal monthly instalments

Leasing with benefits

  • Included free of charge

    Fixed interest rate

    Leasing a car is just like renting an apartment – you pay a monthly instalment for using the vehicle for the term of the agreement at a fixed interest rate.

  • Included free of charge

    Return option

    After the end of the agreement, you can simply give your leased vehicle back to the dealer. 

  • Included free of charge

    Financing a vehicle’s residual value

    When leasing, it is possible to finance the residual value of a vehicle. This residual value is determined in sales discussions with the dealer.

  • Subject to a charge

    Payment protection

    You have the option to protect your monthly lease instalments. This insurance policy takes over the payment of your instalments in the event of involuntary unemployment or incapacity to work – offering you additional security when leasing a car.

How to get your lease

Plan ahead

Calculate your lease instalments

Use our lease calculator to get an initial estimate of your monthly instalments. You can customise the vehicle price, term and deposit to get an overview of your financing options. 

Get everything ready

Prepare your lease application

As soon as you know your preferred instalments, discuss your leasing options with the garage of your choice. Your lease application will be processed there and then – quickly, personally and easily. 

Get started

Take possession of the vehicle

Once your application has been approved, you can take possession of your new vehicle directly from the garage. The agreement is concluded there and then – for a seamless handover and a great start to life with your new car.

Protect yourself with our leasing insurance

Leasingversicherung

Protect yourself against unexpected events! Our leasing insurance keeps you financially protected – even in the event of redundancy, illness or other unforeseen situations.

Häufige Fragen

BANK-now is subject to bank client confidentiality and may only provide information to third parties with a personally signed power of attorney. 

BANK-now power of attorney form 
To apply for power of attorney for a third party, you need a power of attorney form from BANK-now. Contact us by telephone at 0800 40 40 42 and we will send you the form.
Please complete the power of attorney form in full and return the signed form to us at: BANK-now Ltd., P.O. Box, CH-8810 Horgen.
 

If you are unable to pay the loan installment, please contact us by telephone as soon as possible. Depending on the loan agreement, we can look at some options for you, such as a repayment holiday or a deferral of payment.

Please do not hesitate to contact us by telephone at 0800 40 40 42.

The review of the application and the response are generally carried out within 24 hours, provided all necessary documents (copy of ID, salary statements, etc.) have been submitted. In the event of a positive decision, this will be followed by the delivery of the offer and agreement forms via mail or email. The loan is paid out as soon as you return the signed loan agreement to us and after the statutory waiting period of 14 days. We will transfer the desired loan amount directly into your account. 

With LEASE-now and CREDIT-now, we offer you financing solutions for new or used passenger cars, caravans, light commercial vehicles up to 3.5 metric tons, and motorcycles of all makes and models.

CHE-116.303.292 MWST (DE)

The VAT number is crucial for the correct processing of invoices and serves as proof for the Swiss Federal Tax Administration (FTA) to reclaim input tax.

 

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Other BANK-now products and services

Credit

Finance the things that matter – with the right loan.

Leasing insurance

Insure your lease and protect yourself against unexpected costs.

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