Do you already have a BANK-now loan but need greater financial flexibility? Whether you need to pay for unexpected car repairs, a renovation or other major expenses, simply raise your existing loan amount with us for increased liquidity.
You can top up your loan in just a few steps if your financial circumstances allow – quickly, transparently and reliably. Use our online form to apply to increase your loan amount with BANK-now.
Apply online now to increase your loan amount with BANK-now.
Requirements for increasing your loan amount
Additional benefits
Paying out and repaying your loan
Flex service
You can apply to increase your loan amount or adjust the term of your loan at any time. If you pass the repeat solvency check, your existing credit agreement will be replaced with a new one.
Payment deferral*
You can defer your monthly loan payments on two separate occasions free of charge.
*Please note that our online special offers do not include a repayment holiday.
Refinancing service
We can arrange the repayment of your existing loans and costly credit card commitments with other providers and combine them into a single loan.
Right of withdrawal
Even if the statutory withdrawal period has elapsed, you can still repay the money free of charge within ten days of it having been paid out to you.
Credit potential service
We work with you to determine how much additional money you could get from us. We will review the possibility of an increase at your request and replace your existing loan agreement with a new once if you pass a repeat solvency check.
Financial check
We make sure that your monthly loan instalments fit your budget. Our certified team of experts will provide you with personalised advice free of charge in one of our 16 branches or over the telephone. Alternatively, you can work out your potential credit limit easily online with our credit limit calculator.
Top-quality advice
We are there for you – before, during and after taking out your loan, over the telephone or face-to-face in one of our local branches across Switzerland.
Our crystal clear promise
Our 80 experts are on hand to provide you with clear and accessible advice in more than 15 languages.
Payment protection
Your instalments can be insured for a fee and will be covered in the event of involuntary unemployment or incapacity to work.
Plan ahead
Use our loan calculator to work out the preferred amount for your loan increase. You can adjust the term and monthly instalments to suit you. This gives you a quick overview of your credit financing.
Get everything ready
Submit your loan increase application online. To do this, we need to see the following documents:
Once we have reviewed your application, you will receive a response within one working day. If you accept our offer, please return the signed agreement to us by post.
Start turning your plans into reality
Your loan will be paid directly into your account after the Start turning your plans into reality today.
If you reconsider your decision, BANK-now’s right of withdrawal gives you the right to repay the money free of charge within 10 days of payment, even if the statutory waiting period has already elapsed.
Your days of worrying about unexpected events are over – with our credit insurance, you’ll always be on the safe side. Protect your loan and maintain your financial independence.
BANK-now is subject to bank client confidentiality and may only provide information to third parties with a personally signed power of attorney.
BANK-now power of attorney form
To apply for power of attorney for a third party, you need a power of attorney form from BANK-now. Contact us by telephone at 0800 40 40 42 and we will send you the form.
Please complete the power of attorney form in full and return the signed form to us at:
BANK-now Ltd., P.O. Box, CH-8810 Horgen.
If you are unable to pay the loan installment, please contact us by telephone as soon as possible. Depending on the loan agreement, we can look at some options for you, such as a repayment holiday or a deferral of payment.
Please do not hesitate to contact us by telephone at 0800 40 40 42.
The review of the application and the response are generally carried out within 24 hours, provided all necessary documents (copy of ID, salary statements, etc.) have been submitted. In the event of a positive decision, this will be followed by the delivery of the offer and agreement forms via mail or email. The loan is paid out as soon as you return the signed loan agreement to us and after the statutory waiting period of 14 days. We will transfer the desired loan amount directly into your account.
With LEASE-now and CREDIT-now, we offer you financing solutions for new or used passenger cars, caravans, light commercial vehicles up to 3.5 metric tons, and motorcycles of all makes and models.
CHE-116.303.292 MWST (DE)
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