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A new car, financing a renovation, or perhaps it's new furniture you want. No matter what your plans, we make obtaining a loan as straightforward as possible – whatever you want to use it for. Read here how to easily access an online loan.
Requesting for a loan today is much less complicated than it was just a few years ago because now you can apply for your personal loan completely online.
Your loan at BANK-now – how it works:
![Magenta icon of a calculator](/dam/jcr:dfe45eb4-2a89-4e06-bfe0-0328589d22d7/icon-berechnen.png)
![Icon of a magenta clipboard](/dam/jcr:33cf4c86-d682-4028-8377-6632321e71e4/icon-ausfuellen.png)
![Magenta Icon clipboard with hook](/dam/jcr:4e20f220-ea1b-49a5-a342-f08dedfabbfe/icon-pruefung.png)
![Icon with a writing pen](/dam/jcr:7b7f90de-e0d7-49c2-a256-63994d24ea9e/icon-sign.png)
![Icon with three stacks of coins](/dam/jcr:b786c429-2200-4bad-8996-67f849020447/icon-empfangen.png)
From just
dependent on creditworthiness
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From just
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dependent on creditworthiness
- You are at least 20 years old
- You are a permanent resident in Switzerland
- You have Swiss citizenship, a C permanent residence permit, or a B residence permit
- If you own your own home, you benefit from lower interest rates: You have been the sole owner or co-owner of a property in Switzerland for at least six months (entry in the land register)
- Interest deductible from taxable income.
- We don't charge any opening fees or commission.
- Repayment in equal monthly installments.
- The credit amount will be paid directly into your account immediately after the statutory waiting period of 14 days.