The credit insurance for your personal loan

Insurance benefit in the event of unemployment

Payment of monthly installments (up to max. 12 installments per unemployment event and max. CHF 2'000.- per installment); up to max. 24 installments over the entire term of the contract
Duration of insurance: unlimited with a notice period of three months to the end of the month.

In the event of temporary incapacity to work: payment of monthly installments (up to max. 12 installments per claim and max. CHF 2'000.- per installment); up to max. 24 installments over the entire term of the contract
In the event of permanent incapacity to work due to disability: payment of residual debt up to max. CHF 100'000.-.
Duration of insurance: unlimited with a notice period of three months to the end of the month.

Minimum age of 20 years old at conclusion of contract, maximum age of 65 years old at contract expiration.
No knowledge of an existing illness and not suffering from the consequences of an accident.
No absence from work of more than 20 days due to illness/accident and no hospital stay of more than 10 days in the past 12 months.
No knowledge of imminent dismissal and no imminent early retirement.
Permanent and uninterrupted employment relationship for at least six months with at least 25 hours per week.
Main residence in Switzerland.

Loan amount of CHF 10'000.- at 8.9 % effective annual interest rate with a term of 36 months.

Without credit protection insurance per month * CHF 315.95
With credit protection insurance per month ** CHF 333.45

Overall interest costs:
* CHF 1'374.20 / 1'450.30

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